Life Insurance with a Pre-existing Condition

How to get insured

If you are someone who has put off looking into buying insurance because of doubts due to health concerns, you can take steps now to joining the ranks of life insurance owners.

Affordable plans are now available

Large number of Americans are passing on getting life insurance because they think that their pre-existing medical conditions make them too unhealthy to be accepted by insurers. The truth is that affordable insurance is readily available.

Typical conditions that will NOT disqualify a person for life insurance are: anxiety, asthma, depression, high cholesterol, hypertension, weight problems and sleep apnea.

Conditions that were high-risk, aren't any longer

If you have health issues such as anxiety, asthma, depression, high cholesterol, hypertension, weight problems, sleep apnea and others you may be able to get preferred rates.

The fact is that medical progress and the availability of preventative programs allow many people with chronic conditions to live long and productive lives. In step with that, the insurance companies have found it reasonable (and profitable - because people aren't dying) to provide preferred rates to those whose health conditions are managed and stable.