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How to Get Term Life Insurance
It's as simple as 1, 2, 3 !
- Get Online Quotes. Use our life insurance quoting engine to get quotes on life products from over a hundred companies.
- Click the Select button next to the quoted policy you are interested in, and Send the Request Application form.
- Complete and the application forms. This can be done entirely online for most policies!
That's it!
Apart from the application, there will be a short medical exam given in your home or office (at no cost to you).
Then it is up to the insurer to approve your application. This typically takes 4 to 6 weeks, though that time can double if you have health issues.
Once approved, you pay the initial premium you decided upon - monthly or annual cost - and your policy is in force.
No regrets or your money-back. For a period of time after you receive your policy you can decide to cancel it and get your initial premium back. This time period is known as the "free-look period." It lasts anywhere from 10 - 30 days (depending on your state).
* You don't pay a dime until your policy is in your hand. Plus, all of our term life policies come with a 10-30 day Money Back Guarantee - no questions asked.