Get Life Insurance with a Pre-existing Condition

How to get insured

If you are someone who has put off looking into buying insurance because of doubts due to health concerns, you can take steps now to joining the ranks of life insurance owners.
Insured woman with medical condition
Live life - with confidence

Affordable plans are now available

A new study finds that an unnecessarily large number of Americans are passing on getting life insurance because they think that their pre-existing medical conditions make them to unhealthy to be accepted by insurers. The truth is that affordable insurance is readily available.

Who isn't insured that could be?

The study found that 40-50% of people with anxiety, asthma, depression, high cholesterol, hypertension, weight problems and sleep apnea had no life insurance and hadn't even thought to look into it because they doubted being accepted.

Conditions that were high-risk, aren't any longer

The fact is that medical progress and the availability of preventative programs allow many people with chronic conditions to live long and productive lives. In step with that, the insurance companies have found it reasonable (and profitable - because people aren't dying) to provide preferred rates to those whose health conditions are managed and stable.

Get started, today, with
Term Life Insurance Quotes

Health unstable? You still have options!

Value 20 Life - $20,000 for just $49.95 per month.

QualityTermLife has partnered with Calstar to offer everyone life insurance - regardless any health condition. Value 20 Life costs less than half the price of a similar Guaranteed Issue policy. It also includes $20,000 Accidental Death & Dismemberment insurance.

There is no medical exam, and no medical questions. However, there are four simple conditions:

You cannot have been diagnosed as terminally ill.
You cannot be confined to a hospital, hospice facility, or assisted living facility.
You must be able to work a minimum of 20 hours or more per week on a regular basis.

Have Health Issues?
Get Value 20 Life, Now!

* There is a $25.00 enrollment fee. Rates: ages 18-39 = $49.95, ages 40 -74 = $54.95. Over age 70, coverage is reduced to $13,000. No death benefit is paid for the first 11 months. There is no waiting period for the Accidental Death and Dismemberment benefit.
Not Available in: CT, FL, ME, MD, MA, MT, NH, OR, PR, VT, WA