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Life Insurance Health Class Estimator

Answers to the following questions will give you the most accurate quote. However, your final rate may vary depending on the results of the insurer's medical exam.

  1. Are you presently taking medication for blood pressure, or does your blood pressure exceed 135/85?
  2. Are you presently taking medication for cholesterol, or does your cholesterol exceed 210?
  3. Have any of your parents or siblings been diagnosed with or died from cancer or heart disease before age 61?
  4. Have you ever received medical advice or treatment for any of the following conditions*:
    • Alcoholism
    • Anxiety
    • Asthma
    • Cancer (not basal cell)
    • Depression
    • Diabetes
    • Drug Abuse
    • Epilepsy
    • Heart disease
    • Hepatitis
    • Kidney/Liver disorder
    • Multiple Sclerosis
    • Respiratory disorder
    • Sleep Apnea
    • Stroke
    • Ulcerative Colitis or Ileitis
    • Vascular Disease
    • Other serious medical condition

(*Note: Insurers may classify you differently if your condition is controlled)